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May 1 News from the Business Health Forum

 

Business Health Forum
News for Engaging Colorado Employers in Health Care Reform May 1, 2008
In This Issue
BHF on Engaged Public
Insurance bills advance as Legislature ends
Top health care news
NEW!


Business Health Forum on

Barbara O'Brien

Engaged Public is a new site for Coloradans to learn about issues facing the state, participate in crafting solutions and inform policy makers about what they care about.

On this site you can:
- Participate in a forum on the business community's views on health care.
- Download presentations the BHF has given, including keypad polling results.
- Read our newsletter.

Click "Join" in the upper right-hand corner, and then find the Business Health Forum site under "Engagements."

The business community has a vital role to play in the heatlh reform debate. This is another way to learn about key issues and share your views.


Quick Links
The Business Health Forum is funded by The Colorado Health Foundation and supported by the Colo. Assocation of Commerce and Industry Educational Foundation.

Stay tuned for info. about upcoming business health care forums in your community.

To learn more about the Forum, contact Amy Fletcher at afletcher@bizhealthforum.org or call 303-866-9659.

Dear Amy,
As health insurance premiums continue to soar and Colorado examines wide-scale health care reform, there has never been a more important time for the business community to engage in the debate. The Forum is a new project to help you connect the dots and weigh in on solutions.
Insurance bills advance as Legislature ends Capitol
  Legislation requiring Colorado health insurers to get state approval before raising premium rates cleared a Senate committee Tuesday after major insurers dropped their opposition to the bill.
  Accroding to the Denver Post, the measure, sponsored by Rep. Morgan Carroll, D-Aurora, would require insurers to submit proposed rate increases to the state Division of Insurance for approval. Insurance regulators could deny rate increases deemed unreasonable or unjustified by a company's financial situation.
  The bill is one of several bills lawmakers are still debating that propose fundamental changes in the state's insurance market. The Legislature is scheduled to adjourn May 7, but could end earlier.
  Other measures include Senate Bill 217, which would gather information about low-cost health plans the state would promote, with the hope of covering more uninsured; House Bill 1407, which would increase penalties for insurers that "unreasonably" deny claims; and House Bill 1410, which would require insurers to cover more colorectal cancer screening tests. For more information: Denver Business Journal
Top health care news
New study: workers' health insurance costs soar
 
If gas and milk price hikes seem steep, check out health insurance premiums. They have increased 10 times faster than incomes in recent years, a study shows.
  Workers with job-based coverage for their families saw earnings rise 3% from 2001 to 2005, while their health insurance premium contribution increased 30%, according to the study by researchers at the State Health Access Data Assistance Center at the University of Minnesota. The average cost nationally of family coverage during the period increased nearly $2,500, to $10,728 from $8,281.
  "Providing insurance coverage takes a bigger bite from the family budget every year," said Risa Lavizzo-Mourey, chief executive of the Robert Wood Johnson Foundation, which helped fund the research.
  Mohit Ghose, a spokesman for America's Health Insurance Plans, the trade group representing the insurance companies, said the study showed the need for controls on the rising costs of drugs, medical devices and hospital care. Los Angeles Times

State Senate backs bill promoting med coverage in auto plans
  Colorado drivers would be nudged into buying medical coverage on their car insurance policies under a proposal backed by the Senate on Tuesday.
Under Senate Bill 11, insurance companies would have to include $5,000 in medical coverage in policies starting next year. Customers could reject the coverage but, if they don't object, the coverage would remain in the policy.
  The bill's aim is to help support a trauma system that sponsor Sen. John Morse, D-Colorado Springs, said has been "fraying" because of Colorado's tort car insurance system, in which the at-fault party pays for damage and injuries from car accidents.
  The insurance industry has fought periodic attempts to require more coverage since Colorado switched to the tort system, saying it would increase costs. But Carole Walker, executive director of the Rocky Mountain Insurance Information Association, said that Morse's amended bill at least gives consumers the chance to opt out. Associated Press

Federal money in health care plan from Sen. John McCain
  Republican Sen. John McCain detailed his plan to solve the nation's health care crisis in a speech Tuesday, calling for the federal government to give some money to states to help them cover people with illnesses who have been denied health insurance.
  McCain will discuss health care at a town hall meeting Friday in Denver.
  McCain's plan would shift the emphasis from insurance provided by employers to insurance bought by individuals, to foster competition and drive down prices. His proposal to move away from employer-based coverage was similar to one that President Bush pushed for last year, to little effect.
  And his call for expanding coverage through market-based competition is in stark contrast to the Democrats' proposals to move toward universal health care coverage, with government subsidies to help lower-income people afford their premiums. New York Times

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